Who Qualifies for Social Security Disability?

Qualifications for Social Security Disability

The most basic qualifying factor for social security disability is being unable to work due to a disability. Not surprisingly, the actual guidelines are more clearly defined.

4 Key Factors You Should Know

There are four key factors that can be used to determine this type of eligibility. Let’s take a look at each one in detail:

  • Medical Evidence: Arguably the most important factor for determining eligibility is medical evidence that backs up your claim. When it comes to the actual medical evidence, “thoroughness”, “timeliness” and “sufficiency” are the three words that matter most.
  • Substantial Gainful Activity: This is the term that Social Security uses to define meaningful “work” for pay. The reason this is important is because it sets a minimum for what somebody needed to make prior to being unable to work at full capacity. Currently, the threshold is $1,040 a month.
    There are two important notes about this factor. First, a contract worker or business owner can be evaluated with alternate criteria. Second, while continuing to work a full-time job above this threshold generally excludes someone from disability, it is possible to receive benefits while working a part-time job that falls below the threshold.
  • RFC Assessment: RFC stands for Residual Functional Capacity. This factor estimates the type of work someone is capable of performing as a result of his or her physical or mental impairment. Physically, an RFC can stand for the ability to perform heavy, medium, light, sedentary, or less than sedentary work. Mentally, an RFC can stand for skilled, unskilled or semi-skilled work.
  • Vocational Analysis: The last key factor involves using the RFC assessment to determine if a person can still do the work he or she performed in the last 15 years or if there are suitable alternative occupations that someone is capable and qualified to do. It’s worth noting that this factor is used in cases in which someone doesn’t have a condition that automatically qualifies them for SSD/SSI benefits, but still has a condition that prevents work from being a realistic possibility.

Is It Really That Simple?

While the fact that there are four key factors may make it seem like determining your qualification for social security disability is as simple as marking four boxes off a checklist, the reality is often not as clear-cut. There are plenty of people who assume they have a case, only to discover that they actually don’t.

And if you thought you qualified but are now worried that you’re ruled out, an experienced attorney may still be able to build a strong case for you. Because there are plenty of grey areas, if you have reason to believe that you should qualify, it’s worth contacting an attorney to discuss it.

If you’re looking for an attorney with the skills and experience to accurately determine if you’re qualified, give Lisa M. Ritacco a call. Based on the information you share, she’ll be able to assess your eligibility. She can also represent you if your case is valid. You can get in touch with her today by calling 877-459-4799 or contacting Attorney Ritacco online.