Do I Qualify for Disability Benefits?
You may be physically unable to work and still have a hard time receiving benefits due to the government’s strict standards for disability. So what qualifies as disabled for Social Security and what doesn’t? Attorney Lisa M. Ritacco is here to answer your questions and help you get your claim started.
Do I Qualify for SSDI?
SSDI stands for Social Security Disability Insurance. It is paid to individuals who have worked for at least five of the last ten years and paid in an adequate amount of Social Security taxes. You must prove that you are currently disabled and unable to work. Special circumstances may apply depending on your age, and sometimes family members can receive additional benefits.
Do I Qualify for SSI?
SSI stands for Supplemental Security Income and is very different from SSDI. If you are extremely low-income and disabled, but you do not have an adequate work history to qualify for SSDI, then you may be eligible for SSI. You are responsible for proving that you have a true need and a lack of resources. SSI claims can be difficult to win, but a disability attorney such as Lisa M. Ritacco can help.
How Do I Qualify for Social Security?
If you feel that you meet the requirements for either SSDI or SSI, then you are eligible to apply for Social Security benefits. You will have to file an application and submit all of the requested documentation about your disability, work history, and financial resources.
If you receive a denial letter, you can request an appeal hearing. 65 percent of all Social Security disability and SSI claims are initially denied, so don’t worry if you receive a denial letter. At your hearing, you, your attorney, and your physicians (through medical evidence) will have the opportunity to explain the details of your condition and how it interferes with your ability to work and complete daily tasks. In many cases, claims that were initially denied are later approved at this hearing.
How Do I Get Social Security Disability Benefits Long Term?
The Social Security Administration awards ongoing disability benefits when a disability is expected to continue for at least one year or culminate in your death. In the event of death, your family members may be eligible to continue receiving benefits.
Even after you are approved for long term disability, however, it is important that you continue seeing your doctor regularly and maintaining documentation about your disability. Your claim may be reviewed periodically to determine ongoing eligibility, and these records are vital for proving that you do still need the benefits.
For more information about qualifying for social security disability benefits, contact the law office of Lisa M. Ritacco for a no-obligation consultation. Attorney Ritacco practices throughout PA, from Philadelphia to Lancaster, as a disability insurance lawyer. She also handles cases in New Jersey, Delaware, and Maryland. She will take the time to listen and talk with you, and she may be able to help you get the benefits you deserve.